Protection

Munro financial services has access to a panel of protection providers meaning we can source and recommend a protection policy tailored to your individual needs and circumstances that will give you and your family peace of mind.

Life Insurance

Helps give your family protection should you pass away within the policy term. It lets you leave a lump sum behind - helping your loved ones maintain their living standards or pay mortgage costs.

Critical Illness Cover

Helps minimise the financial impact on you and your family if you become critically ill. A critical illness can affect anyone at any age and can turn lives upside down. In the event of being diagnosed with, or you undergo a medical procedure on a specified critical illness a lump sum would be paid out - helping you and your loved ones maintain your standard of living or pay mortgage costs.

Income Protection

Supports you and your family in the event you are unable to work due to injury or illness. It will pay a proportion of your monthly income on a tax free basis for a pre-agreed period of time and helps protect you financially while you recover so you can concentrate on looking after your health.

Family Income Benefit

Similar to life Insurance it helps protect your family should you pass away within the policy term although instead of paying out a lump sum your loved ones would receive a regular income for a set period of time. Family Income Benefit can also be taken alongside a life insurance policy meaning your family would benefit from both a lump sum and a regular income.